Croftbrook Credit is a licensed commercial loan broker in Roanoke, VA, connecting local businesses to lenders for SBA 7(a) loans, working capital, equipment financing, commercial real estate, business lines of credit, invoice factoring, and more.
A commercial loan broker in Roanoke acts as an intermediary between your business and institutional lenders. Rather than approaching banks one by one, you submit your request to us once, and we shop your file to multiple funding sources that fit your profile. We handle documentation, answer lender questions, and guide you through underwriting. Because we see daily how different lenders evaluate risk, we can steer you toward programs where your application stands the strongest chance before you ever apply.
Lenders typically require an operating business with verifiable revenue, though start-up pathways exist under certain SBA programs. Most commercial loan broker requirements center on time in business (often six months or longer), personal credit history, collateral availability, and cash flow. A commercial property mortgage broker will scrutinize debt-service-coverage ratios when real estate secures the loan. Businesses along Grandin Road, in the Towers Shopping Center district, or near the Roanoke-Blacksburg Regional Airport often bring leasehold improvements, inventory, or machinery as collateral, and we match those assets to lender appetites.
Roanoke companies use commercial business loan broker services to fund equipment purchases for manufacturing operations in the Roanoke Centre for Industry and Technology, buy owner-occupied buildings in downtown Roanoke's warehouse district, bridge receivables gaps in service trades, or refinance expensive merchant cash advances. A commercial mortgage loan broker can structure acquisition financing for multi-tenant retail along Electric Road or help a medical practice in Cave Spring consolidate debt. Working capital keeps seasonal tourism businesses near the Blue Ridge Parkway staffed through peak months, while invoice factoring smooths cash flow for contractors awaiting public-sector payment.
How it works
Start by calling (540) 458-9744 to discuss your need. We will ask about your business structure, revenue history, and the loan purpose. Next, we collect financial statements, tax returns, a brief use-of-funds memo, and any collateral descriptions. We then submit your package to lenders whose commercial finance broker qualifications and underwriting criteria align with your profile. You receive term sheets from interested parties, we explain trade-offs, and you choose. We coordinate closing documents and remain available through funding. Our office is at 1323 Grandin Rd SW, Roanoke, VA 24015, convenient to businesses throughout Roanoke County.
A family-owned HVAC contractor in Vinton needed three new service vans and diagnostic equipment but lacked the cash reserves to pay outright. The owner's personal credit sat in the mid-600s, and the business had operated for eighteen months. We identified an equipment-finance lender comfortable with shorter operating histories when the equipment itself serves as collateral. Within three weeks the contractor took delivery of the vans, preserving working capital for payroll and parts inventory during the summer cooling season.
Learn more about business financing in Roanoke or explore specific programs like SBA 7(a) loans and equipment financing. View the full list of communities we serve on our Service Areas page.
Serving the Roanoke area
We know which lenders fund which kinds of Roanoke businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Roanoke owners trust Croftbrook Credit
